IBPS Bank Exam

IBPS or Institute of Banking Personnel Selection acquired independent status in 1984. The credit of the initiative goes to the Reserve Bank of India (RBI) and the Nationalized Banks. Dr. Manmohan Singh who was the governor of RBI at the time, became the first Chairman of the Governing Board of IBPS. Prior to 1984, the institute was a unit of National Institute of Bank Management (NIBM) and was called Personnel Selection Services (PSS). IBPS has a mandate from nineteen Public Sector Banks to conduct the eligibility exam for selection to these banks. The exam is termed as the Common Written Examination.

IBPS conducts CWE (Common Written Examination) is accepted by the following banks: Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Corporation Bank
Dena Bank
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab National Bank
Punjab & Sind Bank
Syndicate Bank
Union Bank of India
United Bank of India
UCO Bank
Vijaya Bank

IBPS conducts different exams for different cadres:
IBPS CWE PO/MT for the position of Probationary Officer or Management Trainee. IBPS PO is conducted twice in a year. IBPS CWE Clerk for Clerical positions. This exam is also conducted twice in a year. IBPS Specialist Officer. This exam is announced from time to time and covers specialist positions in banks. In all these exams, a scorecard is issued to all candidates who secure more than minimum qualifying marks in each test of the examination. The candidates can reappear in the exam if they would like to improve their score.

Each participating Public Sector Bank will independently issue a separate recruitment notification. The successful candidates are required to apply to any of the participating banks when the job openings are announced. The banks will notify vacancies as well as eligibility criteria such as age, educational qualification, and minimum CWE score. Banks may also put forward proficiency in local languages as a eligibility criteria, especially in the case of clerical cadre recruitment. Each bank will then individually shortlist candidates and carry out their own selection processes such as Interviews etc. for final selection.

IBPS PO Eligibility and Exam Pattern

Institute of Banking Personnel Selection (IBPS) conducts the Common Written Examination (CWE) as a qualifying exam for Jobs in 19 publis sector banks in India. The PO exam is conducted for Probationary Officer/ Management Trainee posts. However, beside the exam score, the candidates need to meet certain eligibility criteria. These criteria cover, age limitations, nationality, and educational qualifications.


(As on 1st July in the year of examination)
Please note that the eligibility criteria specified is the basic criteria for applying to various Public Sector Banks. However merely applying for CWE/ appearing for the examination do not imply that a candidate will necessarily be eligible for employment in all or any of the 19 Public Sector Banks as each Bank will stipulate its own eligibility/ qualifying criteria.

AGE : Minimum: 20 Years; Maximum: 30 Years
The maximum age limit specified is applicable to General Category candidates.
Relaxation of Upper age limit

  • Scheduled Caste/Scheduled Tribe – 5 years
  • Other Backward Classes (Non-Creamy Layer) – 3 years
  • Persons With Disabilities – 10 years
  • Ex-Servicemen, Commissioned Officers including\Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 5 years the stipulated time) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment – 5 years
  • Persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 01.01.1980 to 31.12.1989 – 5 years
  • Persons affected by 1984 riots – 5 years
  • Persons who have completed 5 years of service in RRBs – 5 years

NOTE: In case of a candidate who is eligible for relaxation under more than one of the above categories the age relaxation will be available on a cumulative basis with any one of the remaining categories for which age relaxation is permitted as mentioned above.


A degree in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government



  • The tests 1 to 5 are of objective type multiple choice questions
  • All tests other than the Test of English Language and Descriptive Paper on English Composition are printed in both English and Hindi.
  • The Descriptive Papers of only those candidates who secure minimum qualifying marks in each of the objective tests are evaluated.
  • There is a penalty for wrong answers in multiple choice questions. One-fourth marks of a question are deducted in case of a wrong answer. Marking more than one answer is considered a wrong answer. There is no penalty for not answering a question.

Changes in IBPS PO 2015

IBPS PO Exam is conducted for the recruitment to Probationary Officer positions in twenty nationalized banks. This year there has been a big change in the exam pattern. In 2015, IBPS PO written exam will be conducted in two stages. There will be a IBPS PO Prelims exam or Preliminary Exam. The prelims will be followed by an IBPS PO Mains exam. Only the candidates selected in the prelims exam will be eligible to appear in the IBPS PO mains exam. The prelims and mains will be followed by an interview.

Logically, the number of candidates who would appear for the IBPS Mains would be lesser than the number of candidates who appeared for preliminary exam. Similarly, interview would have the least number of candidates.

IBPS Preliminary exam will have lesser questions and the time duration of the exam would also be shorter than the mains. The marks obtained in the Preliminary examination will not be considered for preparing the final merit list. Marks obtained in the Main Examination will only be considered for short listing for interview. This is very different than the previous system where the marks of the written exam and the interview were added in different ratios to get the final selection. The new systems is closer to the UPSC selection pattern for for Civil Services. UPSC too conducts a prelims exam followed by mains and an interview.

The IBPS PO Exam preliminary examination is scheduled for first half of October while the IBPS PO mains exam is scheduled for October second half.

SBI PO – Eligibility and Exam Pattern : click here